9 Retirement Planning Books Recommended by Reader (2023)

Retirement Planning is a very important topic and there are more than 5000 books available on Amazon.

In this guide, we will share our pick of the top 9 best Retirement Planning Books which will help you to plan your future accordingly and utilize the resources wisely.

1) The Retirement Maze by Robert Pascale

The Retirement Maze by Robert Pascale: Robert Pascale is a well-known author and he also founded a successful market research firm.

In this book, Robert uses his research skills to guide his readers. According to a study, 40% of retirees have difficulty in adjusting and this book will help you in adjusting.

This book will provide an honest assessment of retirement and uncover the problems faced by retirees. The author also provides solutions to those problems. This book helps you to make your retirement successful and enjoyable.

Here is more information about this book,

Millions of baby boomers are just beginning to retire, and in doing so many are likely to run into adjustment problems, such as loss of identity, deterioration of marriage and social life, and feelings of disconnectedness to the world. Studies have found that as many as 40% of retirees have difficulty adjusting, and even those who claim to enjoy retirement may experience some uneasiness as they adapt to a life lacking in structure and direction.

This book investigates the struggles faced by retirees in building a new life outside of the workforce. It provides an honest assessment of retirement, based on the not-always-acknowledged fact that it is a difficult transition with pitfalls and obstacles to be overcome.

But along with uncovering problems, the authors also propose solutions to enable both current and future retirees to be better prepared, allowing them to avoid being blind-sided by unexpected situations. By reading about the experiences of their peers, current and future retirees will come to understand that others share their difficulties adjusting, and that tactics are available to improve their comfort level in retirement as well as their overall well-being. Retirees and those planning for retirement will find in these pages what they need to make retirement successful and enjoyable.

2) How to Retire Happy by Stan Hinden

How to Retire Happy is one of the best Retirement planning books and in this book you will learn how to make your retirement enjoyable with the right planning.

In this book, the author explains the solutions to all complicated retirement questions.

The author also addresses topics like social security, Medicare, long-term insurance, estate planning, etc.

The author also provides advice on the 12 most important decisions you will have to make before retiring. If you are looking for the best retirement planning book then this book is for you.

Here is more information about this book,

The Washington Post and New York Times Business Bestseller

“Everyone in the workforce today should read this book!”
―HORACE B. DEETS, FORMER EXECUTIVE DIRECTOR, AARP

“Want excellent insights on retirement planning from a professional who’s actually experienced retirement himself? You’ll get just that from Stan Hinden’s book.”
―STEVE VERNON, COLUMNIST

“Provides the most important information you’ll need before and during your retirement.”
―MICHELLE SINGLETARY, THE WASHINGTON POST

Award-winning Washington Post retirement columnist Stan Hinden’s bestselling How to Retire Happy, Fourth Edition, helps you make the right decisions to ensure a happy, healthful retirement. It delivers all the expert advice you need in an easy-to-understand step-by-step style. How to Retire Happy includes everything that has made previous editions the go-to guides for retirees and near-retirees, plus:

  • Brand-new material on health insurance and the prescription drug plan
  • The facts about Medicare Part A (hospital), Part B (tests, doctors, preventive care), and Part D (prescription drugs)
  • The author’s personal experiences with the realities of long-term Alzheimer’s care
  • Fully updated material on Social Security strategies
  • How to handle the financial realities of the post-meltdown economy
  • New resources you can turn to for extra advice
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3) The 5 Years Before You Retire by Emily Guy Birken

The last 5 years before your retirements is an ideal time frame for you to divert your attention to sort out things for your retirements. It is one of the best retirement books and it will guide you to manage things for your retirement.

This book focuses on how Americans are unable to save sufficient resources for their retirement despite putting all their efforts.

The author also focuses on the importance of medical programs and how to tackle complex government programs once you are in your retirement phase. If you want to start your retirement planning then this book is for you.

The Complete Cardinal Guide to Planning for and Living in Retirement by Hans Scheil

Hans Scheil is a well-known author and has experience of more than 40 years of experience in financial planning. In this book, the author addresses the most important questions in retirement planning.

In this book, the author also discusses smart investment technologies and also reveals the strategies to tackle changes in tax rates. If you are looking for a complete guide on retirement planning then this book is a good option for you.

Here is more information about this book,

A comprehensive guide to planning your retirement before it’s too late!

Even though half of all Americans put money aside for retirement, it isn’t until they reach their sixties that many realize that they haven’t saved enough. With The Five Years Before You Retire, you’ll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401k program to enrolling in Medicare to discussing housing options with your family. Covering every aspect of retirement planning, these straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you’ve always wanted.

Whether you just started devising a plan or have been saving since your first job, The Five Years Before You Retire will show you what you need to do now to ensure that you live comfortably for years to come.

4) The New Rules of Retirement: Strategies for a Secure Future by Robert C. Carlson

Robert C. Carlson is a well-known Author and in this book, he teaches the new rules of retirement. This is one of the best retirement planning books and If you are about to retire then this is a must-read book.

In this book, the author stresses to consider the retirements as a new phase of your life, not the sunset.

This book will ensure that you have financial independence through smart planning and effective financial strategies. In this book, you will learn the important lessons which will help you to improve your post-retirement life.

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Here is more information about this book,

Create the retirement you desire with proven financial strategies

The New Rules of Retirement throws away the rules of thumb, clichés, and obsolete ideas. It provides a proven, updated approach to retiring successfully in today’s world. In this new second edition based on independent, objective research, retirement expert Robert C. Carlson uses proven, profitable techniques to coordinate all the factors that lead to financial security and independence. You’ll learn how much you really need to save for retirement, how to invest that nest egg before and during retirement, and how to establish a wise and sustainable spending strategy. Carlson will explain how to overcome the threats to lifetime financial security, such as longer life expectancy, low investment returns, higher taxes, and more. Importantly, you’ll learn how to plan for the wildcards of retirement planning: health care and long-term care expenses. This edition covers changes in key areas such as annuities, IRA management, estate planning, and income taxes. You’ll learn how to merge these insights into your plan to enhance financial security and to provide for loved ones in the future.

Retirement no longer means being put out to pasture. Today’s retirees are traveling the world, attending classes, developing new skills, starting businesses, mastering neglected hobbies, and more―well into their golden years. This guide helps ensure you have the financial independence to pursue the retirement you want through smart planning and effective financial strategies.

  • Know and overcome the threats to retiree financial security
  • Learn the right way to estimate retirement spending
  • Develop a sustainable spending strategy
  • Invest your nest egg to make it last
  • Plan for potential long-term health care
  • Leave a legacy for loved ones

The retirement is now a new phase of life, not a winding down. It’s a time to live your best life and do things you couldn’t before. But all the financial aspects of retirement have changed. To maintain financial security and create the retirement you desire, you need to be on top of the changes. The New Rules of Retirement provides the latest, proven strategies that help put the shine in your golden years.

5) The Retiring Mind by Robert P. Delamontagne

Retiring is one of the most psychologically stressful milestones and usually many authors focus on the financial aspects of it rather than social and psychological.

In this book, the author addresses the retirement planning from a unique perspective and takes the readers through a series of self-analytical processes which help them to identify their personality types and also offer suggestions for each personality type.

It is one of the best retirement planning books and if you are planning your retirement then this is a must-read book.

Here is more information about this book,

If one or more of the following characteristics describe you, you may be at risk for suffering unpleasant mood swings and depression after retirement.• You work long hours and are successful in your career.• You are highly focused and motivated.• You enjoy competition and winning.• You have an aggressive or assertive personality.• You enjoy achieving difficult and challenging goals.• You have few outside interests not connected with your work.This book, based upon the author’s own personal experiences, leads readers on a journey of psychological and spiritual insights designed to help them cope with the challenges of this often difficult passage. It takes them through a series of self-analytical processes that identify their unique personality types, and offers guidelines, tailored to each type, for making a successful transition to retirement. Robert Delamontagne Ph.D. is the President of Fairview Imprints LLC and a leading expert on the psychological dynamics of retirement. He is the author of The Retiring Mind® Series, which are books dedicated to helping retirees manage the negative psychological effects often experienced after retirement. He is the founder and past chairman of EduNeering, Inc. (now UL). He obtained a Ph.D in educational psychology from Georgia State University and currently lives in New Hope, Pennsylvania and Marco Island, Florida with his wife Sherrilyn.

6) The Smartest Retirement Book You’ll Ever Read by Daniel R. Solin

Daniel R. Solin is the New York Times bestselling author and in this book, you will learn how to prepare yourself for the retirement phase of your life.

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In this book, the author explains the simple strategies to maximize your retirement nest egg and how to avoid yourself from scams.

This book will help you to discover the financial lifelines and it will ensure that your money lasts longer than you do. It is a must-read book for those people who are planning their retirement.

7) How to Retire with Enough Money: And How to Know What Enough Is by Teresa Ghilarducci

Teresa Ghilarducci is an internationally known scholar and she is also a retirement and saving specialist. In this book, Teresa will help you to explain different post-issues retirement with the help of stats.

According to current stats, the average Americans above the age of 50 save around $30k for their retirements which is not sufficient.

In this book, the author cuts the confusion, misinformation, and bad-policy making that keep the average people spending and saving poorly.

The author also offers several good ideas which help you to cut down your expenses without the assistance of financial planners. If you are looking for a good retirement planning book then this book is for you.

8) How to Retire Happy, Wild and Free by Ernie J. Zelinski

Ernie J. Zelinski is a well-known author and unconventional career expert. In this book, the author stresses that life doesn’t end with retirement, in fact, it is the new beginning of your life which you never had time to explore.

The author also shows that the key to happy and satisfying retirement life is dependent on much more than just having enough financial resources. The author also urges you to pay attention to all aspects of your life including leisure activities, physical and mental well-being, and social support.

This book will also introduce the tools which will help you in your retirement planning. It is one of the best retirement planning books and we recommend it.

9) Second Act Careers by Nancy Collamer

Second Act Careers is one of the best retirement planning books and it will help you to figure out the field for you after your retirement. For many people, retirement is their chance to purpose their dream and this book will help you to achieve your dream.

In this book, the author explains how you can turn your passion into income and the author explains 50+ ways to do it.

This book features traditional as well as modern career options and it will act as your guide to achieve a profitable and enjoyable retirement life on your own terms and conditions.