Finance, economics, and accounting are usually considered something that falls under the same category. However, the difficulty of students to differentiate these subjects and go for one major is actually a hustle. A student of these subjects can only understand the difference between difficulty levels, skills, and orientation. Although both subjects are related to money, …
Every individual establishes a different set of expectations and ideals when they choose a field or career path to pursue. Career counselors and experts often recommend choosing a field that is a passion of an individual as well as enough paying to have a decent living. On the other hand, some people believe that you …
Many times businesses have to make small expenses instantaneously, and prior requisition is not possible. Similarly, a business can’t vouch and account for every small expense like a cup of coffee, taxi fare, smaller office supplies, etc. Whatever the case, such expenses are unavoidable and have to be incurred. Therefore, most businesses maintain a small …
A famous Danish proverb says, Promises make debt, and debt makes promises. Corporate finance and personal finance both focus on two main sources of financing: debt and equity. Debt financing is the mode by which businesses and individuals borrow money from financial institutions. The borrowed amount is called a loan, and it is paid back …
Loan Amortization: Definition, Example, Calculation, How Does It Work? Read More »
A credit score affects your financial life in varying ways. This score determines whether you qualify for credit and whether that credit is given at a low or high interest rate. When renting a home, your credit score may determine the amount you pay as a security deposit. Improving your credit score can give you …
5 Important Factors That Directly Impacts Your Credit Score Read More »
Companies operate through funds gathered from various sources. Usually, these funds come from two sources, including equity and debt. Equity finance is one of the most prominent finance sources for companies. For businesses, it includes any capital invested by the owners. For companies, on the other hand, it consists of share capital and other reserves. …
Startups can be challenging to fund due to the limited options available. When companies get incorporated, they have to deal with those challenges. Usually, startups refer to their existing owners for financing needs. Some startups may also obtain funds from other investors, for example, angel investors and venture capitalists. Usually, these companies start as private …
What Are the Differences Between IPO and Direct Listing? Read More »
Mergers and acquisitions are a process through which companies expand their operations. While they can also do so through organic growth, it may not be feasible. Therefore, companies will seek to combine their resources to expedite the process. This process is crucial in several regards. In most cases, companies use it to expand into new …
What is a Vertical Merger? Advantages and Disadvantages Read More »
When companies get incorporated, they receive funds to operate from the founders. However, the founders may have limited resources. Therefore, they cannot continue to provide more finance to support a company’s operations. As the company grows, its need for more funds will also increase. If the founders cannot meet those demands, they must seek parties …
Angel investor Vs. Seed investor: What are the differences? Read More »
Traditional investment options provide significant benefits to investors. These investments include stocks, cash, and bonds. Usually, these assets are more liquid and involve a higher trading frequency. Investors prefer them since they allow more flexibility. Usually, they are widely available, which makes them a valuable investment option. On top of that, these investments also provide …
